The amount you will receive after 21 years under the Sukanya Samriddhi Yojana (SSY) depends on the investment amount, annual interest rate, and compounding benefits. Assuming the current interest rate of 8.2% per annum (subject to change), here’s an exact calculation for different investment amounts: 

SSY Maturity Amount Calculation (After 21 Years) 

Yearly Investment 

Total Deposited (15 Years) 

Maturity Amount (21 Years @8.2%) 

₹12,500 (₹1,042/month) 

₹1,87,500 

₹6,48,939 

₹25,000 (₹2,083/month) 

₹3,75,000 

₹12,97,878 

₹50,000 (₹4,167/month) 

₹7,50,000 

₹25,95,756 

₹1,00,000 (₹8,333/month) 

₹15,00,000 

₹51,91,512 

₹1,50,000 (Max Limit) 

₹22,50,000 

₹77,87,268 

Key Points: 

  • You can deposit for 15 years, and the scheme matures in 21 years. 

  • Interest is compounded annually. 

  • The above calculations are based on an 8.2% interest rate (it may change over time). 

 

Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.